Credit Samadhaan, India’s first AI-powered platform to repair bad credit scores, has now grown to over 700 Kendras across 18 states, helping thousands regain financial freedom. With 1,000+ happy customers, it’s not just about numbers — it’s about turning NOs into YESes.
The Founder’s Journey – Piyush Nagar
Founder Piyush Nagar knows hardship firsthand. Losing his father at 8, he sold ice candies and took on small jobs to fund his education. Through perseverance, he became an engineer and later founded Sixth Sense IT Solutions in 2009, serving 4,000+ clients worldwide.
While working with a rural fintech startup, he discovered a shocking reality:
👉 Out of 1 lakh loan applications, 99,300 were rejected, and over 70% failed due to poor credit scores.
Determined to solve this, Piyush spent 1.5 years researching and launched Credit Samadhaan, using AI to repair credit scores in just 45 days.
Bringing Solutions to Every Corner
Credit Samadhaan Kendras are physical help centers where trained local partners guide people, repair credit, and provide financial education. Today, 700+ Kendras serve farmers, shopkeepers, small businesses, homebuyers, and salaried professionals, while also creating local jobs.
National Recognition
Credit Samadhaan has received widespread acclaim:
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Supported by IIM Ahmedabad, IIM Bangalore, STPI
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Winner of Octane 5.0 (STPI) – 2024 and Bharat Pitchathon 3.0 – 2024
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Featured among Top 100 Startups by TGS & TiECon Vadodara
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Featured among Top 50 Startups by Tata Social Enterprise Challenge
More Than Business
For Piyush, Credit Samadhaan is a mission. He wants to restore dignity, reduce financial stress, and prevent debt-related crises.
From selling ice candies as a child to leading a nationwide financial revolution, Piyush Nagar and Credit Samadhaan prove:
Technology with purpose doesn’t just fix credit scores — it transforms lives.
