In the heart of Indore, a quiet initiative is reshaping how people see credit and financial opportunity. It’s not about glittering ads or noise — it’s about trust, technology, and a heartfelt mission to give people the chance they deserve.
From Struggles to Strength
Piyush Nagar’s journey began with hardship. Losing his father at just 8 years old meant stepping into responsibility far too early. He sold ice candies to support his family, but his resolve never wavered. He studied, became an engineer, and later founded Sixth Sense IT Solutions, a company that now serves over 4,000 clients worldwide.
Even then, one question haunted him:
Why do ordinary, hardworking Indians get punished with rejections just because of a poor credit score?
The Turning Point
While working on a rural project, Piyush discovered something shocking: out of 1,00,000 loan applications, about 99,300 were rejected. These weren’t dishonest people — just individuals who lacked knowledge about how credit scores worked.
This realization gave birth to an idea that would change lives.
The Birth of Credit Samadhaan
Piyush created Credit Samadhaan, an AI-powered platform designed to scan credit reports, identify mistakes or problem areas, and create clear, practical steps for improvement. Many users notice positive changes in just 45 days.
But Piyush didn’t stop with technology alone.
Bringing Help to the Ground
To make credit repair accessible across India, he launched Credit Samadhaan Kendras in 18 states. Staffed by trained Credit Coaches, these centers help farmers, shopkeepers, small entrepreneurs, and families understand and improve their credit health.
They also bring jobs to local communities by training new Credit Coaches — turning financial help into an opportunity for employment and awareness.
Beyond Credit — Restoring Confidence
A low credit score isn’t just a number. It stops farmers from getting funds, prevents businesses from growing, and forces families to pay higher interest rates.
Credit Samadhaan is changing this — not just fixing financial records, but also giving people dignity, opportunity, and hope.
Recognition and Growth
The initiative has earned recognition from IIM Ahmedabad, IIM Bangalore, and STPI, and has won awards such as Octane 5.0 and Bharat Pitchathon. It was also named among the Top 50 Social Enterprises by the Tata Social Challenge.
With investment support from Inflection Point Ventures, Credit Samadhaan is growing rapidly, reaching new regions and communities.
A Mission from the Heart
For Piyush, this is not just a company. It’s a mission to reduce financial stress, prevent tragedies caused by debt, and ensure no one feels hopeless due to rejection.
Looking Ahead
With 1,000+ clients and 464 partners, Credit Samadhaan is expanding its reach every day. The goal is ambitious yet simple — to help millions of Indians rebuild their financial health and restore confidence.
A Story of Hope and Renewal
This isn’t only the story of a platform. It’s the story of a boy who turned loss into purpose, and is now helping others rise again.
Through Credit Samadhaan, Piyush Nagar is proving that technology can be more than profit-driven — it can be a tool for trust, empowerment, and second chances.
👉 Learn more at: [www.creditsamadhaan.com]
